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	<title>Comments on: Hope for the President&#8217;s Home Affordability and Stability Plan</title>
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	<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/</link>
	<description>Let&#039;s change the world.</description>
	<lastBuildDate>Fri, 03 Sep 2010 13:40:57 -0400</lastBuildDate>
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		<title>By: carolyn Brown</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-6121</link>
		<dc:creator>carolyn Brown</dc:creator>
		<pubDate>Wed, 26 Aug 2009 01:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-6121</guid>
		<description>I live in Palm Beach Cty and my home is valued less than what I owe  I make 8.00 an hour and I need help can some one PLEASE call me 561-214-0081 or email me so I can go to the correct source for help</description>
		<content:encoded><![CDATA[<p>I live in Palm Beach Cty and my home is valued less than what I owe  I make 8.00 an hour and I need help can some one PLEASE call me 561-214-0081 or email me so I can go to the correct source for help</p>
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		<title>By: Loan Modification</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-4168</link>
		<dc:creator>Loan Modification</dc:creator>
		<pubDate>Mon, 08 Jun 2009 14:34:34 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-4168</guid>
		<description>The governement is doing their best to get loan modificed to assist with the mortgage meltdown. Your blog post is very well constructed and we hope the government is able to help. I am adding your blog to my reader so I can keep up with your posts. Thank you.</description>
		<content:encoded><![CDATA[<p>The governement is doing their best to get loan modificed to assist with the mortgage meltdown. Your blog post is very well constructed and we hope the government is able to help. I am adding your blog to my reader so I can keep up with your posts. Thank you.</p>
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		<title>By: Sarah Ewing</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-1935</link>
		<dc:creator>Sarah Ewing</dc:creator>
		<pubDate>Tue, 07 Apr 2009 12:27:35 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-1935</guid>
		<description>Thanks for telling us about this calculator reference Gillian. It is great to see that there are entire blogs devoted to the Home Affordability &amp; Stability Plan. I would be curious as to your thoughts on the Bankruptcy Code?</description>
		<content:encoded><![CDATA[<p>Thanks for telling us about this calculator reference Gillian. It is great to see that there are entire blogs devoted to the Home Affordability &amp; Stability Plan. I would be curious as to your thoughts on the Bankruptcy Code?</p>
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		<title>By: Gillian G.</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-1737</link>
		<dc:creator>Gillian G.</dc:creator>
		<pubDate>Sun, 29 Mar 2009 18:31:19 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-1737</guid>
		<description>This site is unusually helpful on the topic of loan modifications, since other information online (in many cases direct from the U.S. Treasury and related websites) is on-point but still either biased towards hyper-technical readings of the Plan or a watered-down version intended for an uneducated public. I also found a site HomeAffordPlan.com which seems to bridge the gap. HomeAffordPlan.com’s calculator is superior to the Treasury Dept’s calculator on their new consumer website. This website seems like a MUCH faster avenue for eligibility determination, instead of the toll free number found on the typical mortgage statement. Differences b/w the calculators that I noted were:

1) The Treasury’s calculator does not give an analysis based on the persons specific financial situation. The calculator at homeaffordplan does, and does so for free without asking for identifying information. 

2) The government calculator does not mention the incentives available to the borrower of the $1500 payment and a $5000 reduction in principal. 

3) Homeaffordplan’s calculator results alert users if they will be required to undergo credit counseling in order to participate in the program.

Hope the above helps impatient borrowers who properly benefit under the Plan.</description>
		<content:encoded><![CDATA[<p>This site is unusually helpful on the topic of loan modifications, since other information online (in many cases direct from the U.S. Treasury and related websites) is on-point but still either biased towards hyper-technical readings of the Plan or a watered-down version intended for an uneducated public. I also found a site HomeAffordPlan.com which seems to bridge the gap. HomeAffordPlan.com’s calculator is superior to the Treasury Dept’s calculator on their new consumer website. This website seems like a MUCH faster avenue for eligibility determination, instead of the toll free number found on the typical mortgage statement. Differences b/w the calculators that I noted were:</p>
<p>1) The Treasury’s calculator does not give an analysis based on the persons specific financial situation. The calculator at homeaffordplan does, and does so for free without asking for identifying information. </p>
<p>2) The government calculator does not mention the incentives available to the borrower of the $1500 payment and a $5000 reduction in principal. </p>
<p>3) Homeaffordplan’s calculator results alert users if they will be required to undergo credit counseling in order to participate in the program.</p>
<p>Hope the above helps impatient borrowers who properly benefit under the Plan.</p>
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		<title>By: Mortgage rates likely to sink on Fed actions (AP) — But As For Me</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-1219</link>
		<dc:creator>Mortgage rates likely to sink on Fed actions (AP) — But As For Me</dc:creator>
		<pubDate>Thu, 19 Mar 2009 01:08:53 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-1219</guid>
		<description>[...] Hope for the President’s Home Affordability and Stability Plan &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Hope for the President’s Home Affordability and Stability Plan &#8230; [...]</p>
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		<title>By: piggy有事哦~~有事call我~(≧▽≦)/~啦啦啦 &#187; Blog Archive &#187; home affordability plan rick santelli cnbc</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-957</link>
		<dc:creator>piggy有事哦~~有事call我~(≧▽≦)/~啦啦啦 &#187; Blog Archive &#187; home affordability plan rick santelli cnbc</dc:creator>
		<pubDate>Sun, 22 Feb 2009 20:15:00 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-957</guid>
		<description>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More&#124;&#124;&#124;Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</description>
		<content:encoded><![CDATA[<p>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More|||Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</p>
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		<title>By: home affordability plan rick santelli cnbc @ what&#8217;s a fine day是什么意思？</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-956</link>
		<dc:creator>home affordability plan rick santelli cnbc @ what&#8217;s a fine day是什么意思？</dc:creator>
		<pubDate>Sun, 22 Feb 2009 20:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-956</guid>
		<description>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More&#124;&#124;&#124;Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</description>
		<content:encoded><![CDATA[<p>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More|||Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</p>
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		<title>By: vagaa就是waga..搜噶寺内&#8230; &#187; home affordability plan rick santelli cnbc</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-955</link>
		<dc:creator>vagaa就是waga..搜噶寺内&#8230; &#187; home affordability plan rick santelli cnbc</dc:creator>
		<pubDate>Sun, 22 Feb 2009 19:42:39 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-955</guid>
		<description>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More&#124;&#124;&#124;Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</description>
		<content:encoded><![CDATA[<p>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More|||Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</p>
]]></content:encoded>
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		<title>By: 后来&#8230;We will win later&#8230; &#187; Blog Archive &#187; home affordability plan rick santelli cnbc</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-952</link>
		<dc:creator>后来&#8230;We will win later&#8230; &#187; Blog Archive &#187; home affordability plan rick santelli cnbc</dc:creator>
		<pubDate>Sun, 22 Feb 2009 18:25:03 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-952</guid>
		<description>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More&#124;&#124;&#124;Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</description>
		<content:encoded><![CDATA[<p>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More|||Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</p>
]]></content:encoded>
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		<title>By: home affordability plan rick santelli cnbc @ 土鳖boss太多了啊&#8230;it’s my lucky啊</title>
		<link>http://blog.sbk.com/homeaffordabilityandstabilityplan/comment-page-1/#comment-951</link>
		<dc:creator>home affordability plan rick santelli cnbc @ 土鳖boss太多了啊&#8230;it’s my lucky啊</dc:creator>
		<pubDate>Sun, 22 Feb 2009 18:11:37 +0000</pubDate>
		<guid isPermaLink="false">http://shorebankvoices.swirlspace.net/blog/?p=397#comment-951</guid>
		<description>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More&#124;&#124;&#124;Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</description>
		<content:encoded><![CDATA[<p>[...] homeowners whose loans they own or guarantee, and establishes a system under which all lenders and  Read More|||Is this mortgage eligible for the Homeowner Affordability and Stability Plan? No. For example, if [...]</p>
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